What Does Available Credit Mean?
Available credit refers to the remaining amount of credit a borrower can use on a credit card or credit line after accounting for the current balance. It represents the difference between the credit limit and the outstanding balance, giving users an idea of how much more they can spend without exceeding their limit.
Available Credit Synonyms
Remaining credit
Unused credit
Accessible credit
Open credit
Credit balance
Spending power
Reserve credit
Remaining limit
Unspent credit
Free credit
Available Credit Antonyms
Used credit
Spent limit
Outstanding balance
Utilized credit
Overdrawn balance
Maxed-out credit
Depleted credit
Negative balance
Over-the-limit amount
Zero credit
Available Credit Sentence Examples
My available credit is low after a large purchase last week.
She monitors her available credit to avoid exceeding her card limit.
The bank app displays both the outstanding balance and the available credit.
He used half of his available credit for an emergency expense.
Maintaining high available credit can improve your credit utilization ratio.
